‘And the reason is plain and simple – because real estate, and life, are both zero-sum games. What that means in simple terms is that if you and I participate in a transaction as buyer and seller, you can’t make a dollar unless I lose one. And I can’t make a dollar unless you lose one. It’s that simple. Somebody wins. Somebody loses. That’s capitalism.’

I hope you are just referring to the banks losing and not Capitalism in general. Because when a dollar is exchanged you are trading value for value. 1 dollar for goods or services. That is how we gauge prices.

Money is stored production.

A lot of people think prices are an arbitrary number and don’t realize it’s a tool. An instant indicator of value.

Usually in the system of free trade both people win. Wealth CAN be created. Does not a plot of land grow in value when someone builds a house on it, and in turn the value of his neighbors grows?

I’m not saying there is not the occasional loss of value in a transaction, but if it were the rule and not the very rare exception on a massive scale, it would result in a classic example of the “Law of diminishing returns.”